It’s pivotal that bills are paid on time!
Here are some other good ideas to help you keep a healthy budget:
→ Do set realistic estimates of your expenses.
→ Do pay your utility bills, loan installments, credit card dues, and taxes on time so that you avoid paying penalties.
→ Keep a daily record of expenses. You may refer to your Card and Bank Statements for non-cash payments.
→ Do subscribe to mobile, internet, and television plans that match your needs and avoid paying for any extra and services that you may not require.
→ Buying Ebooks instead of paperbacks as they are less expensive.
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Reference: Ultimate Financial Guide Personal Finance Demystified by Nikhil Kale.Ultimate FinPlan; 1st edition. 2021