Which of the following shouldn't be added to your monthly budget?

If you have an extra paycheck paid every 5 months, you should definitely not include it in your budget. You can't count monthly on the money you don't actually have. Here are some things you should include: → Your monthly income (from various sources, in case you have more than one job) → Expenses under multiple heads (e.g: Household, Food). → Estimated costs that you may incur under each expense head.

Watch this funny video on budgeting to get the feeling of what should be included in it. It takes a little more than 3 min. https://www.youtube.com/watch?v=xEPHsUtLFDA&ab_channel=SchoolsFirstFCU

Photo by freepik on Freepik Reference: Ultimate Financial Guide Personal Finance Demystified by Nikhil Kale. Ultimate FinPlan; 1st edition. 2021